{"id":3681,"date":"2026-03-28T13:25:39","date_gmt":"2026-03-28T11:25:39","guid":{"rendered":"https:\/\/financiahg.es\/?page_id=3681"},"modified":"2026-04-18T18:01:11","modified_gmt":"2026-04-18T16:01:11","slug":"calculadora-hipotecaria","status":"publish","type":"page","link":"https:\/\/financiahg.es\/en\/calculadora-hipotecaria\/","title":{"rendered":"Mortgage calculator"},"content":{"rendered":"<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3681_071b5e-70{margin-top:0px;margin-bottom:0px;}.kb-row-layout-id3681_071b5e-70 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_071b5e-70 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_071b5e-70 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1170px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:40px;padding-bottom:40px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_071b5e-70{background-color:#f4f4f2;background-image:url('https:\/\/financiahg.es\/wp-content\/uploads\/2026\/04\/Hipoteca-tax.webp');background-size:cover;background-position:76% 81%;background-attachment:scroll;background-repeat:no-repeat;}.kb-row-layout-id3681_071b5e-70 > .kt-row-layout-overlay{opacity:0.38;background-color:#1f2937;}@media all and (max-width: 1024px){.kb-row-layout-id3681_071b5e-70 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_071b5e-70 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_071b5e-70 alignnone kt-row-has-bg cabecera-calculadora wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-normal\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3681_3883ec-ad > .kt-inside-inner-col,.kadence-column3681_3883ec-ad > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_3883ec-ad > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_3883ec-ad > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_3883ec-ad > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_3883ec-ad > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_3883ec-ad{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_3883ec-ad > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_3883ec-ad > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_3883ec-ad\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_d0d106-f7, .wp-block-kadence-advancedheading.kt-adv-heading3681_d0d106-f7[data-kb-block=\"kb-adv-heading3681_d0d106-f7\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);text-align:center;font-size:80px;font-style:normal;color:#ffffff;background-color:rgba(249,247,247,0);}.wp-block-kadence-advancedheading.kt-adv-heading3681_d0d106-f7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_d0d106-f7[data-kb-block=\"kb-adv-heading3681_d0d106-f7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_d0d106-f7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_d0d106-f7[data-kb-block=\"kb-adv-heading3681_d0d106-f7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading3681_d0d106-f7, .wp-block-kadence-advancedheading.kt-adv-heading3681_d0d106-f7[data-kb-block=\"kb-adv-heading3681_d0d106-f7\"]{font-size:var(--global-kb-font-size-xxxl, 5rem);}}<\/style>\n<h1 class=\"kt-adv-heading3681_d0d106-f7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3681_d0d106-f7\"><strong>Calculadora hipotecaria: Simula tu cuota mensual<\/strong><\/h1>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_1b8867-b6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_1b8867-b6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_1b8867-b6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:45px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_1b8867-b6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_1b8867-b6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_1b8867-b6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_1b8867-b6 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_c4edc1-a4 > .kt-inside-inner-col,.kadence-column3681_c4edc1-a4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_c4edc1-a4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_c4edc1-a4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_c4edc1-a4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_c4edc1-a4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_c4edc1-a4{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_c4edc1-a4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_c4edc1-a4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_c4edc1-a4\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_b090b7-5a, .wp-block-kadence-advancedheading.kt-adv-heading3681_b090b7-5a[data-kb-block=\"kb-adv-heading3681_b090b7-5a\"]{text-align:center;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_b090b7-5a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_b090b7-5a[data-kb-block=\"kb-adv-heading3681_b090b7-5a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_b090b7-5a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_b090b7-5a[data-kb-block=\"kb-adv-heading3681_b090b7-5a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading3681_b090b7-5a wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_b090b7-5a\">\u00bfC\u00f3mo funciona la calculadora de hipoteca?<\/h3>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_9564de-83 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_9564de-83 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_9564de-83 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_9564de-83 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_9564de-83 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_9564de-83 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_9564de-83 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_f2e071-c4 > .kt-inside-inner-col,.kadence-column3681_f2e071-c4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_f2e071-c4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_f2e071-c4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_f2e071-c4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_f2e071-c4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_f2e071-c4{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_f2e071-c4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_f2e071-c4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_f2e071-c4\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_1004f6-d5, .wp-block-kadence-advancedheading.kt-adv-heading3681_1004f6-d5[data-kb-block=\"kb-adv-heading3681_1004f6-d5\"]{max-width:680px;margin-right:auto;margin-left:auto;text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_1004f6-d5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_1004f6-d5[data-kb-block=\"kb-adv-heading3681_1004f6-d5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_1004f6-d5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_1004f6-d5[data-kb-block=\"kb-adv-heading3681_1004f6-d5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_1004f6-d5 has--font-size wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_1004f6-d5\">Usa este simulador gratuito para obtener en segundos una estimaci\u00f3n realista de tu cuota mensual, el importe total de intereses y el capital que necesitas financiar. Funciona con hipoteca fija, variable y mixta, y aplica el sistema de amortizaci\u00f3n franc\u00e9s, que es el que usan la pr\u00e1ctica totalidad de los bancos en Espa\u00f1a. Solo necesitas cuatro datos: el precio del inmueble, tu ahorro disponible, el plazo y el tipo de inter\u00e9s.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_7fa158-5e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_7fa158-5e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_7fa158-5e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:50px;padding-bottom:24px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_7fa158-5e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_7fa158-5e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_7fa158-5e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_7fa158-5e alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_f89e7f-46 > .kt-inside-inner-col,.kadence-column3681_f89e7f-46 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_f89e7f-46 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_f89e7f-46 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_f89e7f-46 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_f89e7f-46 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_f89e7f-46{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_f89e7f-46 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_f89e7f-46 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_f89e7f-46\"><div class=\"kt-inside-inner-col\">\n<!DOCTYPE html>\n<html lang=\"es\">\n<head>\n  <meta charset=\"utf-8\" \/>\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\n  <title>Calculadora Hipotecaria \u00b7 Financia HG<\/title>\n  <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n  <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n  <link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Serif+Display&#038;family=DM+Sans:wght@400;500;600&#038;display=swap\" rel=\"stylesheet\">\n  <style>\n    :root{\n      --brand:#7BAE3B;\n      --brand-dark:#5C8A1E;\n      --brand-light:#EEF7E0;\n      --brand-mid:#C5E09A;\n      --bg:#F7F9F4;\n      --card:#ffffff;\n      --fg:#1a2310;\n      --muted:#6b7a60;\n      --border:#dce8cc;\n      --radius:20px;\n      --radius-sm:14px;\n    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}\n\n    .fhg-inline{display:flex;gap:10px;align-items:center;flex-wrap:wrap}\n    .pill{\n      display:flex;align-items:center;gap:8px;\n      padding:10px 16px;\n      border:1.5px solid var(--border);\n      border-radius:999px;\n      cursor:pointer;user-select:none;\n      font-size:14px;font-weight:500;\n      transition:all .15s;\n      background:#fff;\n    }\n    .pill:has(input:checked){\n      border-color:var(--brand);\n      background:var(--brand-light);\n      color:var(--brand-dark);\n    }\n    .pill input{accent-color:var(--brand);width:14px;height:14px}\n\n    .fhg-note{\n      background:var(--brand-light);\n      border:1px solid var(--brand-mid);\n      color:#3D5E16;\n      border-radius:var(--radius-sm);\n      padding:13px 16px;\n      font-size:14px;\n      display:flex;gap:10px;align-items:flex-start;\n    }\n    .fhg-note::before{content:'\u2139';font-size:16px;flex-shrink:0;line-height:1.3}\n    .hint{font-size:12px;color:var(--muted);line-height:1.5}\n\n  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.fhg-kpi:hover::after{opacity:1}\n    .fhg-kpi h4{margin:0 0 8px;font-size:11px;color:var(--muted);font-weight:600;letter-spacing:.08em;text-transform:uppercase}\n    .fhg-kpi p{margin:0;font-size:clamp(19px,2.5vw,26px);font-weight:600;color:var(--fg);letter-spacing:-.02em;font-variant-numeric:tabular-nums}\n    .fhg-kpi.highlight p{color:var(--brand-dark)}\n\n    \/* Tabla *\/\n    .fhg-table-wrap{padding:0 32px 28px;overflow-x:auto}\n    .fhg-table{\n      width:100%;border-collapse:collapse;\n      border:1.5px solid var(--border);\n      border-radius:var(--radius-sm);\n      overflow:hidden;\n      font-size:14px;\n    }\n    .fhg-table th{\n      background:var(--bg);\n      padding:11px 14px;\n      border-bottom:1.5px solid var(--border);\n      text-align:right;\n      font-size:11px;font-weight:600;\n      color:var(--muted);\n      letter-spacing:.06em;text-transform:uppercase;\n    }\n    .fhg-table th:first-child{text-align:left}\n    .fhg-table td{\n      padding:10px 14px;\n      border-bottom:1px solid var(--border);\n      text-align:right;font-variant-numeric:tabular-nums;\n    }\n    .fhg-table td:first-child{text-align:left;font-weight:500}\n    .fhg-table tr:last-child td{border-bottom:none}\n    .fhg-table tr:nth-child(even) td{background:#fafcf7}\n    .fhg-table tr:hover td{background:var(--brand-light)}\n\n    \/* CTA *\/\n    .fhg-cta{\n      display:flex;flex-wrap:wrap;gap:16px;\n      align-items:center;justify-content:space-between;\n      padding:24px 32px;\n      border-top:1px solid var(--border);\n      background:linear-gradient(135deg, var(--brand-light) 0%, #fff 60%);\n    }\n    .fhg-cta-text{margin:0}\n    .fhg-cta-text strong{display:block;font-size:16px;color:var(--fg);margin-bottom:2px}\n    .fhg-cta-text span{font-size:14px;color:var(--muted)}\n\n    \/* Toggle tabla check *\/\n    .fhg-check-label{\n      display:inline-flex;align-items:center;gap:10px;\n      cursor:pointer;font-size:14px;color:var(--muted);font-weight:500;\n    }\n    .fhg-check-label input{accent-color:var(--brand);width:16px;height:16px}\n\n    @media (max-width:600px){\n      .fhg-grid,.fhg-results,.fhg-header,.fhg-cta{padding-left:20px;padding-right:20px}\n      .fhg-table-wrap{padding-left:16px;padding-right:16px}\n    }\n  <\/style>\n<\/head>\n<body>\n  <div class=\"fhg-wrap\">\n\n    <!-- Marca -->\n   \n    <section class=\"fhg-card\" id=\"fhg-calculadora\">\n      <header class=\"fhg-header\">\n        <div>\n          <h1 class=\"fhg-title\">Simulador de <span>hipoteca<\/span> \u00b7 <span translate=\"no\">FinanciaHG<\/span><\/h1>\n          <p class=\"fhg-sub\">Calcula tu cuota mensual, el importe a financiar y la tabla de amortizaci\u00f3n (sistema franc\u00e9s).<\/p>\n        <\/div>\n      <\/header>\n\n      <div class=\"fhg-grid\" aria-label=\"Par\u00e1metros de la hipoteca\">\n        <div class=\"fhg-col-6\">\n          <div class=\"fhg-field\">\n            <label class=\"fhg-label\" for=\"precio\">Precio del inmueble<\/label>\n            <div class=\"fhg-input-wrap\">\n              <span class=\"fhg-input-prefix\">\u20ac<\/span>\n              <input class=\"fhg-input\" id=\"precio\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"1000\" placeholder=\"250 000\" \/>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"fhg-col-6\">\n          <div class=\"fhg-field\">\n            <label class=\"fhg-label\" for=\"ahorro\">Ahorro aportado<\/label>\n            <div class=\"fhg-input-wrap\">\n              <span class=\"fhg-input-prefix\">\u20ac<\/span>\n              <input class=\"fhg-input\" id=\"ahorro\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"500\" placeholder=\"40 000\" \/>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"fhg-col-6\">\n          <div class=\"fhg-field\">\n            <label class=\"fhg-label\" for=\"plazo\">Plazo en a\u00f1os<\/label>\n            <input class=\"fhg-input\" id=\"plazo\" type=\"number\" min=\"1\" max=\"40\" step=\"1\" placeholder=\"25\" \/>\n          <\/div>\n        <\/div>\n        <div class=\"fhg-col-6\">\n          <div class=\"fhg-field\">\n            <span class=\"fhg-label\">Tipo de inter\u00e9s<\/span>\n            <div class=\"fhg-inline\" role=\"radiogroup\" aria-label=\"Tipo de inter\u00e9s\">\n              <label class=\"pill\"><input type=\"radio\" name=\"tipo\" value=\"fijo\" checked>Fijo<\/label>\n              <label class=\"pill\"><input type=\"radio\" name=\"tipo\" value=\"variable\">Variable<\/label>\n            <\/div>\n            <div class=\"fhg-field\" style=\"margin-top:10px\">\n              <label class=\"fhg-label\" for=\"interes\">Porcentaje anual<\/label>\n              <input class=\"fhg-input\" id=\"interes\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"0.01\" placeholder=\"2,25\">\n              <span class=\"hint\">Escribe el % anual. Por ejemplo, 2,25 equivale al 2,25&nbsp;% anual.<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"fhg-col-6\">\n          <div class=\"fhg-field\">\n            <label class=\"fhg-label\" for=\"provincia\">Localizaci\u00f3n del inmueble<\/label>\n            <select class=\"fhg-select\" id=\"provincia\">\n              <option value=\"\" selected>Selecciona provincia<\/option>\n              <option>A Coru\u00f1a<\/option><option>\u00c1lava<\/option><option>Albacete<\/option>\n              <option>Alicante<\/option><option>Almer\u00eda<\/option><option>Asturias<\/option>\n              <option>\u00c1vila<\/option><option>Badajoz<\/option><option>Islas Baleares<\/option>\n              <option>Barcelona<\/option><option>Burgos<\/option><option>C\u00e1ceres<\/option>\n              <option>C\u00e1diz<\/option><option>Cantabria<\/option><option>Castell\u00f3n<\/option>\n              <option>Ciudad Real<\/option><option>C\u00f3rdoba<\/option><option>Cuenca<\/option>\n              <option>Girona<\/option><option>Granada<\/option><option>Guadalajara<\/option>\n              <option>Guip\u00fazcoa<\/option><option>Huelva<\/option><option>Huesca<\/option>\n              <option>Ja\u00e9n<\/option><option>La Rioja<\/option><option>Las Palmas<\/option>\n              <option>Le\u00f3n<\/option><option>Lleida<\/option><option>Lugo<\/option>\n              <option>Madrid<\/option><option>M\u00e1laga<\/option><option>Murcia<\/option>\n              <option>Navarra<\/option><option>Ourense<\/option><option>Palencia<\/option>\n              <option>Pontevedra<\/option><option>Salamanca<\/option>\n              <option>Santa Cruz de Tenerife<\/option><option>Segovia<\/option>\n              <option>Sevilla<\/option><option>Soria<\/option><option>Tarragona<\/option>\n              <option>Teruel<\/option><option>Toledo<\/option><option>Valencia<\/option>\n              <option>Valladolid<\/option><option>Vizcaya<\/option><option>Zamora<\/option>\n              <option>Zaragoza<\/option><option>Ceuta<\/option><option>Melilla<\/option>\n            <\/select>\n          <\/div>\n        <\/div>\n        <div class=\"fhg-col-6\">\n          <div class=\"fhg-field\">\n            <span class=\"fhg-label\">Estado del inmueble<\/span>\n            <div class=\"fhg-inline\" role=\"radiogroup\" aria-label=\"Estado del inmueble\">\n              <label class=\"pill\"><input type=\"radio\" name=\"estado\" value=\"nuevo\" checked>Nuevo<\/label>\n              <label class=\"pill\"><input type=\"radio\" name=\"estado\" value=\"segunda\">Segunda mano<\/label>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"fhg-col-12\">\n          <label class=\"fhg-check-label\">\n            <input type=\"checkbox\" id=\"verTabla\"> Mostrar tabla de amortizaci\u00f3n mensual\n          <\/label>\n        <\/div>\n        <div class=\"fhg-col-12\" id=\"alerta\" hidden>\n          <div class=\"fhg-note\" id=\"alertaMsg\"><\/div>\n        <\/div>\n        <div class=\"fhg-col-12\" style=\"display:flex;justify-content:flex-end;gap:10px;padding-top:4px\">\n          <button class=\"fhg-btn ghost\" type=\"button\" id=\"btnReset\">Restablecer<\/button>\n          <button class=\"fhg-btn primary\" type=\"button\" id=\"btnCalcular\">Calcular<\/button>\n        <\/div>\n      <\/div>\n\n      <!-- KPIs -->\n      <section class=\"fhg-results\" aria-live=\"polite\">\n        <div class=\"fhg-kpi highlight\"><h4>Importe a financiar<\/h4><p id=\"kpiCapital\">\u2014<\/p><\/div>\n        <div class=\"fhg-kpi highlight\"><h4>Cuota mensual aprox.<\/h4><p id=\"kpiCuota\">\u2014<\/p><\/div>\n        <div class=\"fhg-kpi\"><h4>Intereses totales<\/h4><p id=\"kpiIntereses\">\u2014<\/p><\/div>\n        <div class=\"fhg-kpi\"><h4>% financiado s\/precio<\/h4><p id=\"kpiLtv\">\u2014<\/p><\/div>\n      <\/section>\n\n      <!-- Tabla amortizaci\u00f3n -->\n      <div class=\"fhg-table-wrap\" id=\"tablaWrap\" hidden>\n        <table class=\"fhg-table\" id=\"tabla\">\n          <thead>\n            <tr>\n              <th>Mes<\/th>\n              <th>Cuota (\u20ac)<\/th>\n              <th>Inter\u00e9s (\u20ac)<\/th>\n              <th>Amortizaci\u00f3n (\u20ac)<\/th>\n              <th>Capital pendiente (\u20ac)<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody><\/tbody>\n        <\/table>\n      <\/div>\n\n      <!-- CTA -->\n      <div class=\"fhg-cta\">\n        <p class=\"fhg-cta-text\">\n          <strong>\u00bfQuieres que estudiemos tu caso?<\/strong>\n          <span>Te conseguimos las mejores condiciones del mercado.<\/span>\n        <\/p>\n        <button class=\"fhg-btn primary\" type=\"button\" id=\"btnAbrirFormulario\">Quiero hablar con un asesor \u2192<\/button>\n      <\/div>\n    <\/section>\n  <\/div>\n\n  <script>\n    (function(){\n      const $ = (sel, ctx=document) => ctx.querySelector(sel);\n      const fmt = (n) => isFinite(n) ? n.toLocaleString('es-ES',{style:'currency',currency:'EUR',maximumFractionDigits:2}) : '\u2014';\n      const pct = (n) => isFinite(n) ? (n).toFixed(1).replace('.',',')+\"%\" : '\u2014';\n\n      const precio   = $('#precio');\n      const ahorro   = $('#ahorro');\n      const plazo    = $('#plazo');\n      const interes  = $('#interes');\n      const verTabla = $('#verTabla');\n      const tablaWrap= $('#tablaWrap');\n      const tbody    = $('#tabla tbody');\n      const alerta   = $('#alerta');\n      const alertaMsg= $('#alertaMsg');\n\n      const kpiCapital = $('#kpiCapital');\n      const kpiCuota   = $('#kpiCuota');\n      const kpiInteres = $('#kpiIntereses');\n      const kpiLtv     = $('#kpiLtv');\n\n      function calcular(){\n        try{\n          alerta.hidden=true; alertaMsg.textContent='';\n          const P=parseFloat(precio.value)||0;\n          const A=parseFloat(ahorro.value)||0;\n          const years=Math.min(40,Math.max(1,parseInt(plazo.value)||0));\n          const r_annual=Math.max(0,parseFloat(interes.value)||0)\/100;\n          const n=years*12;\n          const r=r_annual\/12;\n          let capital=P-A;\n          if(capital<0){capital=0;alerta.hidden=false;alertaMsg.textContent='Tu ahorro supera el precio del inmueble. Revisa los importes.';}\n          const ltv=P>0?(capital\/P*100):NaN;\n          let cuota=0,interesesTotales=0,tabla=[];\n          if(capital>0&&r>=0&&n>0){\n            cuota=r===0?(capital\/n):(capital*(r*Math.pow(1+r,n))\/(Math.pow(1+r,n)-1));\n            let pendiente=capital;\n            for(let i=1;i<=n;i++){\n              const im=pendiente*r;\n              const am=r===0?capital\/n:cuota-im;\n              pendiente=Math.max(0,pendiente-am);\n              tabla.push({mes:i,cuota,interes:im,amort:am,pendiente});\n            }\n            interesesTotales=tabla.reduce((s,x)=>s+x.interes,0);\n          }\n          kpiCapital.textContent=fmt(capital);\n          kpiCuota.textContent=cuota?fmt(cuota):'\u2014';\n          kpiInteres.textContent=fmt(interesesTotales);\n          kpiLtv.textContent=isFinite(ltv)?pct(ltv):'\u2014';\n          if(verTabla&&verTabla.checked){\n            tablaWrap.hidden=false;\n            tbody.innerHTML=tabla.map(r=>`<tr>\n              <td>${r.mes}<\/td><td>${fmt(r.cuota)}<\/td><td>${fmt(r.interes)}<\/td>\n              <td>${fmt(r.amort)}<\/td><td>${fmt(r.pendiente)}<\/td>\n            <\/tr>`).join('');\n          }else{tablaWrap.hidden=true;tbody.innerHTML='';}\n          if(isFinite(ltv)&&ltv>90){alerta.hidden=false;alertaMsg.textContent='El porcentaje financiado supera el 90%. Los bancos suelen exigir m\u00e1s ahorro o garant\u00edas adicionales.';}\n        }catch(e){console.error(e)}\n      }\n\n      $('#btnCalcular').addEventListener('click',calcular);\n      ['input','change'].forEach(ev=>{\n        [precio,ahorro,plazo,interes].forEach(el=>el.addEventListener(ev,calcular));\n        if(verTabla)verTabla.addEventListener(ev,calcular);\n      });\n      $('#btnReset').addEventListener('click',()=>{\n        precio.value='';ahorro.value='';plazo.value='';interes.value='';\n        if(verTabla)verTabla.checked=false;\n        \/\/ Limpiar KPIs\n        kpiCapital.textContent='\u2014';kpiCuota.textContent='\u2014';\n        kpiInteres.textContent='\u2014';kpiLtv.textContent='\u2014';\n        tablaWrap.hidden=true;tbody.innerHTML='';\n        alerta.hidden=true;\n        window.scrollTo({top:0,behavior:'smooth'});\n      });\n      $('#btnAbrirFormulario').addEventListener('click',()=>{\n        const anchor=document.querySelector('#form-hipoteca');\n        const wpforms=document.querySelector('.wpforms-container,form.wpforms-form,[id^=\"wpforms-\"]');\n        if(anchor){anchor.scrollIntoView({behavior:'smooth',block:'start'});return;}\n        if(wpforms){wpforms.scrollIntoView({behavior:'smooth',block:'start'});return;}\n        window.location.href='\/contacto#form-hipoteca';\n      });\n      \/\/ Sin c\u00e1lculo inicial \u2014 espera a que el usuario rellene los campos\n    })();\n  <\/script>\n<\/body>\n<\/html>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_5f7b71-eb > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_5f7b71-eb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_5f7b71-eb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 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.kt-inside-inner-col{flex-direction:column;}.kadence-column3681_a6ca58-2c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_a6ca58-2c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_a6ca58-2c{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_a6ca58-2c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_a6ca58-2c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_a6ca58-2c\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_fe2edb-be, .wp-block-kadence-advancedheading.kt-adv-heading3681_fe2edb-be[data-kb-block=\"kb-adv-heading3681_fe2edb-be\"]{text-align:center;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_fe2edb-be mark.kt-highlight, 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.wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_03c415-2b > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_03c415-2b > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_03c415-2b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_03c415-2b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_03c415-2b alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_6795ae-01 > .kt-inside-inner-col,.kadence-column3681_6795ae-01 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_6795ae-01 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_6795ae-01 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_6795ae-01 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_6795ae-01 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_6795ae-01{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_6795ae-01 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_6795ae-01 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_6795ae-01\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_ba85d9-2e, .wp-block-kadence-advancedheading.kt-adv-heading3681_ba85d9-2e[data-kb-block=\"kb-adv-heading3681_ba85d9-2e\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_ba85d9-2e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_ba85d9-2e[data-kb-block=\"kb-adv-heading3681_ba85d9-2e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_ba85d9-2e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_ba85d9-2e[data-kb-block=\"kb-adv-heading3681_ba85d9-2e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_ba85d9-2e has--font-size wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_ba85d9-2e\">La calculadora utiliza la f\u00f3rmula de amortizaci\u00f3n francesa, el sistema<br>est\u00e1ndar en Espa\u00f1a. A partir del capital financiado, el tipo de inter\u00e9s<br>anual y el n\u00famero de meses, calcula una cuota constante en la que al<br>principio se pagan m\u00e1s intereses y al final se devuelve m\u00e1s capital.<br>Para obtener el importe a financiar, simplemente resta tu ahorro al<br>precio del inmueble. Ten en cuenta que los bancos suelen financiar como<br>m\u00e1ximo el 80 % del valor de tasaci\u00f3n o compraventa \u2014el menor de los dos\u2014,<br>por lo que necesitar\u00e1s cubrir al menos el 20 % m\u00e1s los gastos de<br>compraventa, que oscilan entre el 8 % y el 13 % seg\u00fan la comunidad<br>aut\u00f3noma.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_6b876e-a0 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_6b876e-a0 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_6b876e-a0 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_6b876e-a0 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_6b876e-a0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_6b876e-a0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_6b876e-a0 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_71f14f-ea > .kt-inside-inner-col,.kadence-column3681_71f14f-ea > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_71f14f-ea > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_71f14f-ea > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_71f14f-ea > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_71f14f-ea > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_71f14f-ea{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_71f14f-ea > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_71f14f-ea > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_71f14f-ea\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_1f41d8-9d, .wp-block-kadence-advancedheading.kt-adv-heading3681_1f41d8-9d[data-kb-block=\"kb-adv-heading3681_1f41d8-9d\"]{text-align:center;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_1f41d8-9d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_1f41d8-9d[data-kb-block=\"kb-adv-heading3681_1f41d8-9d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_1f41d8-9d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_1f41d8-9d[data-kb-block=\"kb-adv-heading3681_1f41d8-9d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3681_1f41d8-9d wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_1f41d8-9d\">Hipoteca fija, variable o mixta. \u00bfCu\u00e1l te conviene en 2026?<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_764a44-1e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_764a44-1e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_764a44-1e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_764a44-1e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_764a44-1e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_764a44-1e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_764a44-1e alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_d622c0-d4 > .kt-inside-inner-col,.kadence-column3681_d622c0-d4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_d622c0-d4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_d622c0-d4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_d622c0-d4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_d622c0-d4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_d622c0-d4{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_d622c0-d4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_d622c0-d4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_d622c0-d4\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_956204-af, .wp-block-kadence-advancedheading.kt-adv-heading3681_956204-af[data-kb-block=\"kb-adv-heading3681_956204-af\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_956204-af mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_956204-af[data-kb-block=\"kb-adv-heading3681_956204-af\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_956204-af img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_956204-af[data-kb-block=\"kb-adv-heading3681_956204-af\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_956204-af wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_956204-af\">El mercado hipotecario en Espa\u00f1a atraviesa un momento de transici\u00f3n.<br>El Eur\u00edbor se sit\u00faa en marzo de 2026 en torno al 2,45 % de media mensual,<br>con tendencia incierta por el contexto geopol\u00edtico actual. Esto cambia<br>el c\u00e1lculo de qu\u00e9 tipo de hipoteca conviene m\u00e1s seg\u00fan tu perfil:<br>Hipoteca fija: te garantiza la misma cuota durante toda la vida del<br>pr\u00e9stamo, independientemente de lo que haga el Eur\u00edbor. En 2026 los<br>mejores bancos ofrecen tipos fijos desde el 2,30 % TIN. Es la opci\u00f3n<br>m\u00e1s recomendable si buscas estabilidad y previsibilidad.<br>Hipoteca variable: tu cuota se revisa anualmente en funci\u00f3n del<br>Eur\u00edbor m\u00e1s un diferencial pactado con el banco (habitualmente entre<br>el 0,49 % y el 1,00 %). Puede resultar m\u00e1s barata a corto plazo si<br>el Eur\u00edbor baja, pero implica asumir el riesgo de subidas.<br>Hipoteca mixta: combina un tramo inicial a tipo fijo \u2014normalmente<br>entre 5 y 15 a\u00f1os\u2014 con un tramo variable posterior. Es una opci\u00f3n<br>intermedia que gana popularidad cuando existe incertidumbre sobre la<br>evoluci\u00f3n de los tipos.<br>Un asesor hipotecario independiente puede ayudarte a comparar las<br>condiciones reales de cada banco y elegir la opci\u00f3n m\u00e1s adecuada<br>para tu situaci\u00f3n concreta.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_b6f6af-8f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_b6f6af-8f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_b6f6af-8f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_b6f6af-8f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_b6f6af-8f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_b6f6af-8f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_b6f6af-8f alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_203c65-3a > .kt-inside-inner-col,.kadence-column3681_203c65-3a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_203c65-3a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_203c65-3a > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_203c65-3a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_203c65-3a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_203c65-3a{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_203c65-3a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_203c65-3a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_203c65-3a\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_c2bc31-c8, .wp-block-kadence-advancedheading.kt-adv-heading3681_c2bc31-c8[data-kb-block=\"kb-adv-heading3681_c2bc31-c8\"]{text-align:center;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_c2bc31-c8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_c2bc31-c8[data-kb-block=\"kb-adv-heading3681_c2bc31-c8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_c2bc31-c8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_c2bc31-c8[data-kb-block=\"kb-adv-heading3681_c2bc31-c8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3681_c2bc31-c8 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_c2bc31-c8\">\u00bfCu\u00e1nto necesito ahorrar antes de pedir una hipoteca?<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_b295c5-1c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_b295c5-1c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_b295c5-1c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_b295c5-1c > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_b295c5-1c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_b295c5-1c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_b295c5-1c alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_d88bbd-1b > .kt-inside-inner-col,.kadence-column3681_d88bbd-1b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_d88bbd-1b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_d88bbd-1b > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_d88bbd-1b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_d88bbd-1b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_d88bbd-1b{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_d88bbd-1b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_d88bbd-1b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_d88bbd-1b\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_21c6df-a8, .wp-block-kadence-advancedheading.kt-adv-heading3681_21c6df-a8[data-kb-block=\"kb-adv-heading3681_21c6df-a8\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_21c6df-a8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_21c6df-a8[data-kb-block=\"kb-adv-heading3681_21c6df-a8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_21c6df-a8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_21c6df-a8[data-kb-block=\"kb-adv-heading3681_21c6df-a8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_21c6df-a8 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_21c6df-a8\">Esta es una de las preguntas m\u00e1s frecuentes. La regla general es sencilla:<br>El banco financiar\u00e1 como m\u00e1ximo el 80 % del valor del inmueble.<br>T\u00fa debes aportar el 20 % restante de entrada.<br>Adem\u00e1s, deber\u00e1s asumir los gastos de compraventa: entre el 8 % y<br>el 13 % del precio seg\u00fan la comunidad aut\u00f3noma (ITP o IVA + AJD,<br>notar\u00eda, registro y gestor\u00eda).<br>En total, lo recomendable es disponer de entre el 28 % y el 33 %<br>del precio del inmueble en ahorro propio antes de solicitar la hipoteca.<br>Ejemplo: para una vivienda de 200.000 \u20ac, necesitar\u00edas contar con entre<br>56.000 \u20ac y 66.000 \u20ac de ahorro previo.<br>Si no llegas a ese porcentaje, existen opciones: hipotecas con aval del<br>ICO para j\u00f3venes menores de 35 a\u00f1os, o soluciones espec\u00edficas que<br>estudiaremos contigo de forma personalizada.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_3fdbdf-02 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_3fdbdf-02 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_3fdbdf-02 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_3fdbdf-02 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_3fdbdf-02 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_3fdbdf-02 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_3fdbdf-02 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_8c4c33-5d > .kt-inside-inner-col,.kadence-column3681_8c4c33-5d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_8c4c33-5d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_8c4c33-5d > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_8c4c33-5d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_8c4c33-5d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_8c4c33-5d{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_8c4c33-5d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_8c4c33-5d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_8c4c33-5d\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_7aaf87-bd, .wp-block-kadence-advancedheading.kt-adv-heading3681_7aaf87-bd[data-kb-block=\"kb-adv-heading3681_7aaf87-bd\"]{text-align:center;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_7aaf87-bd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_7aaf87-bd[data-kb-block=\"kb-adv-heading3681_7aaf87-bd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_7aaf87-bd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_7aaf87-bd[data-kb-block=\"kb-adv-heading3681_7aaf87-bd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3681_7aaf87-bd wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_7aaf87-bd\">\u00bfPor qu\u00e9 usar un br\u00f3ker hipotecario en lugar de ir directamente al banco?<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_c93608-06 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_c93608-06 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_c93608-06 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_c93608-06 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_c93608-06 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_c93608-06 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_c93608-06 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_a9f1a6-26 > .kt-inside-inner-col,.kadence-column3681_a9f1a6-26 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_a9f1a6-26 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_a9f1a6-26 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_a9f1a6-26 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_a9f1a6-26 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_a9f1a6-26{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_a9f1a6-26 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_a9f1a6-26 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_a9f1a6-26\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_4f9115-ba, .wp-block-kadence-advancedheading.kt-adv-heading3681_4f9115-ba[data-kb-block=\"kb-adv-heading3681_4f9115-ba\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_4f9115-ba mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_4f9115-ba[data-kb-block=\"kb-adv-heading3681_4f9115-ba\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_4f9115-ba img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_4f9115-ba[data-kb-block=\"kb-adv-heading3681_4f9115-ba\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_4f9115-ba wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_4f9115-ba\">Cuando vas directamente a un banco, solo ves sus condiciones. Un br\u00f3ker<br>hipotecario independiente compara en tu nombre las ofertas de m\u00faltiples<br>entidades y negocia las condiciones antes de que firmes nada.<br>Las ventajas m\u00e1s importantes son:<br>Acceso a tipos de inter\u00e9s y condiciones que no est\u00e1n disponibles<br>para el p\u00fablico general.<br>Ahorro de tiempo: nosotros gestionamos toda la documentaci\u00f3n y<br>los tr\u00e1mites.<br>Asesoramiento objetivo: nuestro inter\u00e9s es que consigas la mejor<br>hipoteca, no que contraten un producto concreto.<br>Sin coste para el cliente en la mayor\u00eda de los casos.<br>En Financia HG llevamos a\u00f1os ayudando a familias y compradores en<br>toda Espa\u00f1a a conseguir la hipoteca que mejor se adapta a su situaci\u00f3n<br>real. Cu\u00e9ntanos tu caso y te damos una respuesta sin compromiso.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_212fd5-0c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_212fd5-0c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_212fd5-0c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_212fd5-0c > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_212fd5-0c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_212fd5-0c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_212fd5-0c alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_82a3af-3a > .kt-inside-inner-col,.kadence-column3681_82a3af-3a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_82a3af-3a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_82a3af-3a > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_82a3af-3a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_82a3af-3a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_82a3af-3a{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_82a3af-3a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_82a3af-3a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_82a3af-3a\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3681_8133e2-0b > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_8133e2-0b > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_8133e2-0b > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1170px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-xl, 4rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_8133e2-0b > .kt-row-layout-overlay{opacity:1;}@media all and (max-width: 1024px){.kb-row-layout-id3681_8133e2-0b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_8133e2-0b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_8133e2-0b alignfull has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3681_398717-81 > .kt-inside-inner-col,.kadence-column3681_398717-81 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_398717-81 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_398717-81 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_398717-81 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_398717-81 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_398717-81{text-align:left;}.kadence-column3681_398717-81{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_398717-81 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_398717-81 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_398717-81 kb-section-dir-vertical inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id3681_675348-05 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3681_675348-05 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3681_675348-05 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:760px;margin-left:auto;margin-right:auto;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3681_675348-05 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3681_675348-05 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3681_675348-05 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3681_675348-05 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3681_d5a5a2-4f > .kt-inside-inner-col,.kadence-column3681_d5a5a2-4f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3681_d5a5a2-4f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3681_d5a5a2-4f > .kt-inside-inner-col{flex-direction:column;}.kadence-column3681_d5a5a2-4f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3681_d5a5a2-4f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3681_d5a5a2-4f{position:relative;}@media all and (max-width: 1024px){.kadence-column3681_d5a5a2-4f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3681_d5a5a2-4f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3681_d5a5a2-4f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_3a27fa-b3, .wp-block-kadence-advancedheading.kt-adv-heading3681_3a27fa-b3[data-kb-block=\"kb-adv-heading3681_3a27fa-b3\"]{margin-top:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);text-align:center;font-size:40px;line-height:1.2em;font-style:normal;text-transform:uppercase;}.wp-block-kadence-advancedheading.kt-adv-heading3681_3a27fa-b3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_3a27fa-b3[data-kb-block=\"kb-adv-heading3681_3a27fa-b3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_3a27fa-b3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_3a27fa-b3[data-kb-block=\"kb-adv-heading3681_3a27fa-b3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading3681_3a27fa-b3, .wp-block-kadence-advancedheading.kt-adv-heading3681_3a27fa-b3[data-kb-block=\"kb-adv-heading3681_3a27fa-b3\"]{font-size:var(--global-kb-font-size-xl, 3rem);}}<\/style>\n<h2 class=\"kt-adv-heading3681_3a27fa-b3 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3681_3a27fa-b3\">Preguntas frecuentes sobre la calculadora hipotecaria<\/h2>\n\n\n<style>.kt-accordion-id3681_97a268-a8 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:16px;}.kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette9, #ffffff);border-left:0px solid transparent;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid var(--global-palette9, #ffffff);border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:rgba(0,0,0,0);font-size:16px;font-weight:700;color:var(--global-palette1, #3182CE);padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner, .kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner h1, .kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner h2, .kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner h3, .kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner h4, .kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner h5, .kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner h6{color:var(--global-palette3, #1A202C);}.kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner a{color:var(--global-palette1, #3182CE);}.kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner a:hover{color:var(--global-palette2, #2B6CB0);}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:rgba(0,0,0,0);}.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id3681_97a268-a8 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette2, #2B6CB0);background:rgba(0,0,0,0);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:rgba(0,0,0,0);}.kt-accordion-id3681_97a268-a8 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette2, #2B6CB0);background:rgba(0,0,0,0);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#0e9cd1;border-left-style:solid;}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3681_97a268-a8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:rgba(0,0,0,0);}@media all and (max-width: 1024px){.kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette9, #ffffff);border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid var(--global-palette9, #ffffff);border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id3681_97a268-a8 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id3681_97a268-a8 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#0e9cd1;border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id3681_97a268-a8 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id3681_97a268-a8 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:16px;}.kt-accordion-id3681_97a268-a8 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette9, #ffffff);border-left:0px solid transparent;padding-top:0px;padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid var(--global-palette9, #ffffff);border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id3681_97a268-a8 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id3681_97a268-a8 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id3681_97a268-a8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#0e9cd1;border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id3681_97a268-a8 kt-accordion-has-6-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-left\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane3681_078ae8-88\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>\u00bfEs exacta la cuota que calcula esta herramienta?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_07997a-96, .wp-block-kadence-advancedheading.kt-adv-heading3681_07997a-96[data-kb-block=\"kb-adv-heading3681_07997a-96\"]{font-size:16px;line-height:1.5rem;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_07997a-96 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_07997a-96[data-kb-block=\"kb-adv-heading3681_07997a-96\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_07997a-96 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_07997a-96[data-kb-block=\"kb-adv-heading3681_07997a-96\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_07997a-96 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3681_07997a-96\">Es una estimaci\u00f3n orientativa basada en el sistema de amortizaci\u00f3n franc\u00e9s. La cuota real puede variar seg\u00fan las comisiones del banco, los productos vinculados (seguros, tarjetas) y el valor de tasaci\u00f3n definitivo.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane3681_e25968-f8\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>\u00bfPuedo usarla para una hipoteca variable?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_32aa5d-f1, .wp-block-kadence-advancedheading.kt-adv-heading3681_32aa5d-f1[data-kb-block=\"kb-adv-heading3681_32aa5d-f1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_32aa5d-f1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_32aa5d-f1[data-kb-block=\"kb-adv-heading3681_32aa5d-f1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_32aa5d-f1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_32aa5d-f1[data-kb-block=\"kb-adv-heading3681_32aa5d-f1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_32aa5d-f1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3681_32aa5d-f1\">S\u00ed. Introduce el tipo de inter\u00e9s resultante de sumar el Eur\u00edbor actual m\u00e1s el diferencial de tu banco. Por ejemplo, si el Eur\u00edbor est\u00e1 al 2,45 % y tu diferencial es del 0,75 %, introduce un 3,20 % en el campo de inter\u00e9s.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane3681_eb321a-c9\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>\u00bfQu\u00e9 es el sistema de amortizaci\u00f3n franc\u00e9s?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_149a9a-03, .wp-block-kadence-advancedheading.kt-adv-heading3681_149a9a-03[data-kb-block=\"kb-adv-heading3681_149a9a-03\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_149a9a-03 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_149a9a-03[data-kb-block=\"kb-adv-heading3681_149a9a-03\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_149a9a-03 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_149a9a-03[data-kb-block=\"kb-adv-heading3681_149a9a-03\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_149a9a-03 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3681_149a9a-03\">Es el sistema que usan pr\u00e1cticamente todos los bancos en Espa\u00f1a. La cuota mensual es siempre la misma, pero al principio una parte mayor va a intereses y al final va a amortizaci\u00f3n de capital.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane3681_58f0c7-f5\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">\u00bfCu\u00e1nto tarda en aprobarse una hipoteca?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_98a82d-56, .wp-block-kadence-advancedheading.kt-adv-heading3681_98a82d-56[data-kb-block=\"kb-adv-heading3681_98a82d-56\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_98a82d-56 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_98a82d-56[data-kb-block=\"kb-adv-heading3681_98a82d-56\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_98a82d-56 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_98a82d-56[data-kb-block=\"kb-adv-heading3681_98a82d-56\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_98a82d-56 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3681_98a82d-56\">El proceso habitual desde la solicitud hasta la firma ante notario suele durar entre 4 y 8 semanas, dependiendo del banco y de la complejidad de la operaci\u00f3n.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane3681_b93a92-0a\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">\u00bfFinancia HG cobra alg\u00fan coste al cliente?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3681_fe6192-69, .wp-block-kadence-advancedheading.kt-adv-heading3681_fe6192-69[data-kb-block=\"kb-adv-heading3681_fe6192-69\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3681_fe6192-69 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3681_fe6192-69[data-kb-block=\"kb-adv-heading3681_fe6192-69\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3681_fe6192-69 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3681_fe6192-69[data-kb-block=\"kb-adv-heading3681_fe6192-69\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3681_fe6192-69 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3681_fe6192-69\">Nosotros s\u00f3lo cobramos si conseguimos la hipoteca, en caso contrario no cobramos nada.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Calculadora hipotecaria: Simula tu cuota mensual \u00bfC\u00f3mo funciona la calculadora de hipoteca? Usa este simulador gratuito para obtener en segundos una estimaci\u00f3n realista de tu cuota mensual, el importe total de intereses y el capital que necesitas financiar. Funciona con hipoteca fija, variable y mixta, y aplica el sistema de amortizaci\u00f3n franc\u00e9s, que es el&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","_joinchat":[],"footnotes":""},"class_list":["post-3681","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/financiahg.es\/en\/wp-json\/wp\/v2\/pages\/3681","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financiahg.es\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financiahg.es\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financiahg.es\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financiahg.es\/en\/wp-json\/wp\/v2\/comments?post=3681"}],"version-history":[{"count":46,"href":"https:\/\/financiahg.es\/en\/wp-json\/wp\/v2\/pages\/3681\/revisions"}],"predecessor-version":[{"id":3941,"href":"https:\/\/financiahg.es\/en\/wp-json\/wp\/v2\/pages\/3681\/revisions\/3941"}],"wp:attachment":[{"href":"https:\/\/financiahg.es\/en\/wp-json\/wp\/v2\/media?parent=3681"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}