Who we are

PRIVACY POLICY

In accordance with the provisions of the General Data Protection Regulation (EU), by accepting this Privacy Policy you give your informed, express, free and unequivocal consent for the personal data you provide through the website to be processed https://www.financiahg.es (hereinafter WEBSITE) be included in a file of “WEB USERS AND SUBSCRIBERS” as well as “CLIENTS AND/OR SUPPLIERS”:

  • The company name is: Financia HG SL.
  • CIF is 74864940D
  • Address: Calle Castillo del Inglés, Torremolinos, Málaga.
  • Email: contacto@financiahg.es
  • Activity: mortgage consulting.

This Privacy Policy will only apply to personal data obtained on the Website, and will not apply to information collected by third parties on other websites, even if they are linked to the Website.

With this, I express my commitment to maintaining and guaranteeing commercial relationships in a secure manner by protecting personal data and ensuring the right to privacy of each of the users of our website.

  1. WHAT IS PERSONAL DATA?

A brief explanation is important, therefore you should know that it would be any information relating to a person that you provide when you visit our website, in our case name and email, and if you buy any product requiring an invoice, we will request full address, name, surnames and ID or CIF.

Additionally, when you visit our website, certain information is automatically stored for technical reasons, such as the IP address assigned by your Internet service provider.

  • PRINCIPLES FOR DATA PROCESSING

To process your personal data, I will apply the following principles in accordance with the GDPR:

  • Principle of legality, fairness and transparency: I will always require your consent to process your personal data for one or more specific purposes, which I will inform you of beforehand with absolute transparency.
  • Principle of data minimization: I will only request data that is strictly necessary in relation to the purposes for which I require it.
  • Principle of limitation of the storage period: As you will see later, the data will be kept for the time strictly necessary for the purposes of the processing, depending on the purpose, I will inform you of the corresponding retention period, in the case of subscriptions, I will periodically review my lists and delete those records that have been inactive for a considerable time.
  • Principle of integrity and confidentiality: Your data will be processed in a way that ensures adequate security and confidentiality of your personal data. Please be aware that I take all necessary measures to prevent unauthorized access to or misuse of my users' data by third parties.
  1. PURPOSE, LEGAL BASIS, CATEGORY OF DATA COLLECTED, CONSENT TO PROCESSING, MINORS.

2.1 PURPOSE

As stated in the regulations, the USER is informed that, through contact forms or subscriptions, data is collected and stored in a file, for the sole purpose of sending electronic communications, such as: newsletters (newsletters), new entries ( )posts), commercial offers, free webinars, as well as other communications that https://www.financiahg.es We believe this information is of interest to our users. Fields marked as mandatory are essential to fulfill the stated purpose.

It will also be able to fulfill, through the data, the requirements requested by the USERS.

Ultimately, the PURPOSE is the following:

  • Selling training on how to comply with the law.
  • The sale of ebooks
  • Manage the list of subscribers and users enrolled in the course.
  • Blog content delivery
  • Manage your network of affiliates and merchants, as well as their payment processing.

Only the owner will have access to their data, and under no circumstances will this data be given, shared, transferred, or sold to any third party.

Acceptance of the privacy policy, through the established double opt-in procedure, This will be understood for all purposes as the provision of the USER'S EXPRESS AND UNEQUIVOCAL CONSENT to the processing of personal data under the terms set out in this document, as well as to the international transfer of data that occurs, exclusively due to the physical location of the facilities of the service providers and data processors.

Under no circumstances will the data be used for any purpose other than that for which it was collected, nor will it be given to a third party.

2.2 MINORS

If you are over fourteen years old, you can register at https://www.financiahg.es without the need for prior consent from your parents or guardians.

What happens if you are under 14 years old?

In this case, the consent of your parents or guardians will be mandatory for us to process your personal data.

Warning: If you are under fourteen years old and have not obtained parental consent, you cannot register on the website and we will deny your application if we become aware of this.

2.3 LEGITIMACY

Thanks to consent, We can process your data as it is a mandatory requirement to be able to subscribe to the website.

As you know, you can withdraw your consent at any time.

2.4 DATA CATEGORY

The data collected is not specially protected at any time, but is categorized as identifying data.

2.5 DATA RETENTION TIME

I will keep your data for the legally established time o until you request their removal.

2.6 ACCURACY AND TRUTHFULNESS OF THE DATA

Obviously, you are solely responsible for the truthfulness and accuracy of the data you send me, exempting me from any liability in this regard.

As a user, you must guarantee the accuracy and authenticity of the personal data provided, and you must provide complete and correct information in the various data collection forms.

  1. COMPLIANCE WITH APPLICABLE REGULATIONS.-

HG finances To date, it complies with the guidelines of the General Data Protection Regulation (GDPR) of the European Union, with Organic Law 3/2018, of December 5, on the Protection of Personal Data and the guarantee of digital rights and the current provisions of Organic Law 15/1999 of December 13 on the Protection of Personal Data, Royal Decree 1720/2007 of December 21, which approves the Regulation of development of said Organic Law and other regulations in force and applicable at any given time, ensuring the correct use and processing of the user's personal data.

In addition, https://www.financiahg.es informs that it complies with Law 34/2002 of July 11, on Information Society Services and Electronic Commerce and will request the USER's consent for the processing of their email address for commercial purposes at each time.

In compliance with the regulations, we inform you that the data provided, as well as data derived from your browsing, may be stored in the files of financiahg.es and processed for the purpose of attending to your request and maintaining the relationship established in the forms you sign.

Additionally, the USER consents to the processing of their data for the purpose of informing them, by any means, including email, about products and services of financiahg.es

If you do not authorize the processing of your data for the purpose indicated above, you may exercise your right to object to the processing of your data under the terms and conditions provided below in the section “Exercise of Rights”

  1. SECURITY MEASURES

financiahg.es We inform you that we have implemented the necessary technical and organizational security measures to guarantee the security of your personal data and prevent its alteration, loss, and unauthorized processing and/or access, taking into account the state of the art, the nature of the data stored, and the risks to which it is exposed, whether arising from human action or the physical or natural environment. All of this is in accordance with the provisions of the GDPR.

In addition, financiahg.es  It has implemented additional measures to reinforce the confidentiality and integrity of information within its organization, continuously monitoring, controlling, and evaluating processes to ensure respect for data privacy.

Likewise, as you can see, the website has an SSL certificate, thus guaranteeing the security of your data.

  1. EXERCISE OF RIGHTS

Those individuals who have provided their data through https://www.financiahg.es/, They may contact the data controller in order to exercise their rights of access to their data, rectification or deletion, limitation and opposition with respect to the data included in their files, free of charge.

The quickest and easiest way is to access your user account directly and modify your information or delete your account. Any information we are required to store due to a legal or contractual obligation will be blocked and used only for those purposes, rather than being deleted.

The interested party may exercise their rights by sending a written communication to financiahg.es with the reference “Data Protection”, specifying your details, proving your identity and the reasons for your request at the following address:

contacto@financiahg.es

  1. EXTERNAL LINKS

As a service to our visitors, our website may include hyperlinks to other sites that are not operated or controlled by the Website. Therefore https://www.financiahg.es/ It does not guarantee, nor is it responsible for, the legality, reliability, usefulness, accuracy, or timeliness of the content of such websites or their privacy practices. Please review the privacy practices of these external websites before providing your personal information. https://www.financiahg.es/, Please note that their privacy practices may differ from ours.

  1. PRIVACY POLICY MODIFICATION

financiahg.es  It reserves the right to modify its Privacy Policy, according to its own criteria, motivated by a legislative, jurisprudential or doctrinal change of the Spanish Data Protection Agency.

Any changes to the Privacy Policy will be published at least ten days before they take effect. The use of financiahg.es  After these changes, it will imply acceptance of them.

  1. DATA CONTROLLER AND PROCESSORS.

The data controller is financiahg.es.

As data processors other than the aforementioned controller:

financiahg.es has contracted the services of Raiola Networks.

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  1. SERVICES OFFERED BY THIRD PARTIES ON THIS WEBSITE.

To provide services strictly necessary for the development of my activity, https://www.financiahg.es/ It uses the following providers under their respective privacy policies.

In https://www.financiahg.es/ We also study our users' preferences, demographics, traffic patterns, and other aggregate information to better understand who our audience is and what they need. Tracking user preferences also helps us show them the most relevant advertisements.

The user, and in general, any natural or legal person, may establish a hyperlink or technical linking device (for example, links or buttons) from their website to https://www.financiahg.es/. The establishment of the hyperlink does not imply in any case the existence of relationships between https://www.financiahg.es/  and the owner of the site or web page where the Hyperlink is established, nor the acceptance or approval by https://www.financiahg.es/ of its content or services. In any case, https://www.financiahg.es/ reserves the right to prohibit or disable any hyperlink to the website at any time.

  1. DO YOU NOT WISH TO RECEIVE INFORMATION FROM US OR DO YOU WISH TO REVOKE YOUR CONSENT?

In accordance with the provisions of Law 34/20023, of June 11, on Information Society Services and Electronic Commerce, you may object to the use of your information for advertising purposes, market research or the development of satisfaction surveys at any time, as well as revoke your consent at any time (without retroactive effect).

To do this, you must send an email to contacto@greenglobe.es. If you have received advertising by email, you can also opt out from that email by clicking on the link included and following the instructions provided. Alternatively, you can log in to your user account and select the corresponding options.

Please note that our systems may require a period of time that will in no case exceed 48 hours for your objection or revocation to take effect, understanding that during this period of time you may continue to receive messages.

Regarding the management of your data associated with social media profiles financiahg.es, The exercise of the right of access will depend on the functionality of the social network and the possibilities of accessing user profile information. Regarding the rights of access and rectification, we advise that these can only be fulfilled in relation to information that is under the control of [the social network/the platform]. financiahg.es.

You can also stop interacting with, following, or receiving information from the social media profiles of financiahg.es, Remove content that no longer interests you or restrict who you share your connections with, using the mechanisms stipulated in the different social networks.

The user will be able to access the privacy policies of each Social Network, as well as configure their profile to guarantee their privacy. financiahg.es  It encourages users to familiarize themselves with the terms of use of the various social networks before they start using them.

  1. PERSONAL DATA COLLECTION SYSTEMS AND THEIR PURPOSE

1) Content subscription formsWithin the website there are several forms to activate the subscription managed by Active Campaign for the purpose of sending email marketing campaigns, managing subscriptions and sending newsletters or news.

2) Comments form: The website includes a form for commenting on articles and expressing opinions while respecting freedom of expression. Users can post comments on published posts. Personal data entered in the form to submit these comments will be used exclusively for moderating and publishing them, and this data will be collected and stored on Raiola's servers.

3) Contact form: There is a contact form for responding to inquiries, suggestions, or professional contacts. In this case, the email address will be used to reply and send the information requested by the user through the website. This data will be stored on Raiola and Active Campaign servers.

4) Cookies: When a user registers or browses this website, "cookies" are stored. The user can consult the cookie policy at any time for more information on the use of cookies and how to disable them.

5) Users can unsubscribe at any time of the services provided by https://www.financiahg.es/ directly from the Newsletter via a cancellation form.

6) Tracking systems used on this site: Google (Analytics), in https://www.financiahg.es/ We also study our users' preferences, demographics, traffic patterns, and other aggregate information to better understand who our audience is and what they need. Tracking our users' preferences also helps us show them the most relevant advertisements.

I would also like to inform you that I use Facebook Ads to attract subscribers and customers. When creating an ad, the audience can be segmented by location, demographics, interests, etc. Therefore, the data obtained through this platform would be subject to this privacy policy from the moment the user submits their information to join my community's newsletter.

I will not share, sell, or rent your personal information to other parties. I may share certain information with authorized third-party service providers as necessary to provide you with certain services.

  1. SOCIAL PLUGINS.

On our website, we offer links and services related to various social networks (e.g., the Facebook "Like" button). If you are a member of a social network and click on the corresponding link, the social network provider may link your profile data with information about your visit to this website.

Therefore, it is advisable to inform yourself about the functions and policies on the processing of personal data of the respective social network, if you access one of our web pages with one of your social media profiles or share information through them.

You can access the privacy policies of the different social networks at any time, as well as configure your profile to ensure your privacy. We encourage you to familiarize yourself with the terms of use of these social networks before you start using them.

  1. ACCEPTANCE, CONSENT AND REVOCABILITY          

The User declares to have been informed of the conditions regarding the protection of personal data, accepting and consenting to its processing by financiahg.es  in the manner and for the purposes indicated in the legal notice.

As you know and as we have informed you throughout this privacy policy, you may revoke your consent at any time, but always without retroactive effect.